Don't Ruin Your Credit With A Foreclosure!
Are You Behind On Your Mortgage?
Is Your Home Not Worth As Much As You Owe?
Did You Lose Your Income?
YOU'VE FOUND THE HELP
YOU'VE BEEN LOOKING FOR!
We are here to help homeowners that are in debt due to our poor economy. Many homeowners are at risk of losing their home now or in the future. If you are one of the MILLIONS that face this dilemma, you are not alone. Many homeowners have established great credit, but see trouble on the horizon. A large percentage of homeowners have already damaged their credit and feel overwhelmed. To be a Short Sale the BANK must be getting "shorted".
You may have already found that you owe more than your home is worth. Home values are determined by actual sales. If your neighborhood is riddled with foreclosures, your property value will suffer. This creates a vicious cycle for the homeowner. As your income suffers due to job losses, inability to refinance and staggering food prices, you may find it difficult or impossible to make your mortgage payment. We are in tough economic times. You may feel that you have failed and are looking for a way out.
Foreclosure is NOT the ONLY Solution!
Do not shy away and just wait for your home to be foreclosed. Banks don't want your home any more than you want to lose your home. Banks are OVERWHELMED with foreclosures. As foreclosures increase in the Denver Metro area, home values have taken a nose dive. The media does not help as they continue to tell the public we are in a doom and gloom situation. Not every neighborhood or homeowner fits neatly in the descriptions provided in daily news reports.
WE HAVE THE SOLUTION YOU'VE
BEEN LOOKING FOR
It's Called A
SHORT SALE
So, What Is A Short Sale?
A short sale is an agreement between the homeowner and the lender (also called the lien holder, mortgage holder, note holder or bank), to accept an offer for less than the total amount owed on the home. The "deficiency" is the difference between the amount owed and what the bank collects at the sale of the home.
Despite Popular Belief
YOU DO NOT HAVE TO BE MONTHS BEHIND ON YOUR
MORTGAGE TO REQUEST A SHORT SALE
You must only demonstrate that your house cannot be
sold for what you owe and you are in a financial hardship
What A Short Sale is NOT
Many Realtors and some investors throw the term around loosely as if it
only means a sale under market value.
NO!!!
SHORT SALE vs FORECLOSURE
Don't be misled thinking that a short sale is the same as a foreclosure. It's simply not. In a foreclosure, the homeowner falls several months behind on their payments. After unsuccessful attempts by the lender to resolve the issue, the homeowner is declared in default by a judge and the bank repossesses the home and subsequently sells it. In almost all cases
THE BANK PURSUES THE HOMEOWNER FOR THE DEFICIENCY!
Don't believe us? Just ask someone who has gone through a foreclosure and they will likely tell you they were forced to file bankruptcy in order to get out of paying the deficiency.
With a Short Sale, we negotiate with the lender to accept a payoff and consider the debt "settled". Click on the "Short Sale Principles" tab to learn more about the options lenders use.
HOW WE CAN HELP
A Short Sale is NOT a magic cure.
It is definitely NOT easy.
(But, in most cases it can leave you much better off than the alternative of
foreclosure and bankruptcy.)
It is also NOT some mystical solution that only an elite few know about.
It IS something which very few sellers are successful at by themselves.
It IS a complex process.
It IS something that most Realtors do not do well.
YOU NEED A SEASONED PROFESSIONAL
TO ORCHESTRATE A
SUCCESSFUL SHORT SALE!
Our company, Home Source Group, is committed to
keeping homeowners from losing their
home to foreclosure.
THERE ARE OTHER OPTIONS.
We are licensed Real Estate Brokers in Colorado.
No matter what your situation is, you have alternatives.
Take some time and check out your options.
We are highly skilled in all phases of negotiation.
And, we've made it affordable and fair for you, the consumer.
WE HAVE THE SOLUTION YOU'VE
BEEN SEARCHING FOR!
WE CAN HELP YOU!
CALL
303-429-1887
OR FILL OUT THE FORM BELOW
(A Short Sale Specialist will contact you within 24 hours)
TO GET THE HELP YOU NEED
SHORT SALES ARE OUR SPECIALTY!
Proudly serving the Denver Metropolitan area for 14 years!
Home Source Group
7728 Vance Dr., Suite B
Arvada, CO 80003
(303) 429-1887
Fax (303) 412-5608
The Intelligent Choice!
Gary & Cindy Belhumeur
Managing Broker / Owners
